ENTER EMAIL TO GET A PERSONALIZED LOAN OFFER FAST

Compare Personal Loans Online

Compare personal loan options from a variety of online personal lenders and personal loan aggregators...

Company

APR

Term

Loan Amounts

Ratings

Sofi Personal Loans

*Not available in MS.

*6.99%- 21.78%

with AutoPay

2-7 yr

$5k-$100k

UpGrade Personal Loans

*Unavailable in DC.

*5.94%- 35.99%

with AutoPay

3 or 5

$1k-$50k

Payoff Personal Loans

*Not offered in: MA and NV.

*5.99%- 24.99%

with AutoPay

2-5 yr

$5k-$40k

UpStart Personal Loans

*5.22%- 35.99%

with AutoPay

3 or 5

$10k-$50k

Prosper Personal Loans

*7.95%- 35.99%

with AutoPay

3-5 yr

$5k- $40k

SuperMoney Aggregator

*4.99%- 35.99%

with AutoPay

2-7 yr

$1k- $100k

Universal Credit

*Unavailable in DC and IA.

*8.95%- 35.93%

with AutoPay

Varies

$1k-$50k

Lavish Financial Match

Lendzz | Find Lenders, Loans & Financial Products

*5.34%- 35.99%

with AutoPay

1-5 yr

$1k-$50k

Axos Bank Personal Loans

*7.15%- 17.99%

with AutoPay

3-6 yr

$5k- $50k

Monevo Personal Loans

*1.99%- 35.99%

with AutoPay

2-7 yr

$1k- $100k
ENTER EMAIL TO GET A PERSONALIZED LOAN OFFER FAST

More About Personal Loan Lenders & Aggregators

Monevo is an excellent personal loans aggregator and personal loan searching service.  Users can submit one quick form and utilize Monevo’s personal loan technolgy to find personal loan options from over 30+ personal loan lenders and/or providers*.  Users can submit an initial personal loan search without affecting their credit and they can get matched with multiple personal loan options in as fast as 60 seconds!*  Click on the logo and fill out the personal loan search form to utilize the Monevo personal learn search tool and find multiple personal loan providers, lenders, and options.

SoFi personal loans have become well known for their slogan of offering consumers “Low rates, no Hidden Fees, and Personal Loans Made Easy!”. Sofi loans built a reputation on having no hidden fees for their personal loans* and they also offer community benefits* and an easy online application process.  Click on the logo and check out Sofi personal loans today! *Sofi personal loans are not available to residents in MS.

 

Supermoney personal loan search service has exploded onto the online personal loan aggregation scene.*  Supermoney works with multiple lenders and users can submit one quick personal loan form and find personal loan options from multiple lenders and personal loan providers.*  Click on the logo to check out the Supermoney personal loan search today! over the life of the loan*. Click on the logo to check out Prosper personal loan programs today!

UpGrade personal loans are available to help you dominate your debt and take control of your finances. UpGrade personal loans have become very popular for consumers who are looking to consolidate their and payoff their high-interest credit cards, high-interest loans, and other high-interest debt they may have.  By using an UpGrade personal loan to pay off multiple bills, you could consolidate your high-interest debt and depending on the rate and terms that you qualify for, you could potentially be looking at some good savings.  Further, by consolidating your high interest debt, you can set yourself to have one easy monthly payment instead of paying multiple debtors.  Click on the logo to learn more today! Upgrade Personal Loan applications and UpGrade Personal Loans are unavailable in the District of Columbia (DC).

The main benefit to getting a debt consolidation loan is that you may be able to combine multiple high interest credit card debts into one lower interest payment*.  Payoff debt consolidation programs offer borrowers the option of having one single payment by consolidating credit card debt and that could possibly lead to paying off your credit card debt faster*. Payoff has helped many clients not only payoff credit card debts, but also boost their FICO score*,  Click on the logo to learn more today! Payoff personal loans are currently not offered in: MA and NV.*

UpStart personal loans and Upstart debt consolidation loans provide borrowers an easy and flexible way to borrow anywhere from just a few thousand dollars to much, much more with an quick and painless personal loan application process.  UpStart personal loans offer competitive interest rates on personal loans and debt consolidation loans and they offer a wide range of amounts available.  UpStart personal loans have different repayment term options and UpStart provides users with a simple online application process and the also provide personal loan shoppers a way to check their rate on the UpStart website without affecting their credit score.  Click on the image on the left to check your personal loan rate at UpStart.

Universal Credit offers borrowers a way to consolidate debt such as high interest credit cards, medical bills, or other debt by using a personal loan and/or debt consolidation loan.  Universal Credit personal loans can also be used to finance large purchases or for vacations, weddings, or other important life events.  Universal Credit personal loans have a good range of amounts and Uinversal Credit personal loans are offered at competitive interest rates.  Borrowers can check their rate on Universal’s website and find out what they might qualify for.  Click on the logo on the left to check your rate or apply for a personal loan with Universal Credit.  Personal loans by Universal Credit are unavailable in both the District of Columbia (DC) and IA.

Lavish Financial is a personal loan aggregator and personal loan matching service.  The personal loan lenders and personal loan providers who work with Lavish Financial offer a wide range of personal loan offers and have personal loan amounts *ranging from $1,000-$50,000 and if you qualify for their lowest interest rate, it’s currently quite competitive for a personal loan and even beats some of the more established personal loan providers.  The personal loan lenders and personal loan providers who work with Lavish Financial offer personal loans terms ranging from one to five years and they also have online personal loan applications.  You’ll find the the Lavish Financial personal loan application process is quite easy and their personal loan website is rather user friendly.  Check out Lavish Financial network personal loan offers today.

Axos Bank personal loans range from $5,000 to $50,000. Using the initial check on their website should not effect your credit. You can check your personal loan rate on their website and find out what you might qualify for. Axos Bank personal loan terms range from 36 to 72 months. Credit is subject to approval and terms and conditions apply. Bank products and personal loans are offerred by Axos Bank. All personal loans are subject to underwriting approval. Click on the Axos Bank logo to learn more today!

Prosper has grown to become one of the higher-rated personal loan providers online and it appears they will continue to be a strong competitor in the personal loan market, while still offering competitive rates* and loan amounts up to $40,000.* Eliminating high interest charges and other costs could lead to savings over the life of the loan*. Click on the Prosper logo to check out Prosper personal loan programs today!

Winners For Best Personal Loan by Personal Loan Category

*The winners for best personal loan by personal loan category are chosen ONLY among personal loans listed on this website and do NOT represent all personal loans offered by all banks, credit unions, or online personal loan lenders and personal loan providers. Please see affiliate disclosure at page footer for more information about our affiliate relationship.  Visit lender websites for personal loan info.

Best Personal Loan for Paying Off Credit Cards

Payoff Personal Loans

*Not offered in: MA and NV.

*5.99%- 24.99%

with AutoPay

2-5 yr

$5k-$40k

Best Personal Loan Matching Service & Aggregator

Monevo.us

*1.99%- 35.99%

with AutoPay

2-7 yr

$1k-$100k

Best Personal Loan Offering Flexible Payment Options

Prosper Personal Loans

*7.95%- 35.99%

with AutoPay

3-5 yr

$5k-$40k

Best Personal Loan For Debt Consolidation

UpGrade Personal Loans

*Unavailable in DC.

*5.22%- 35.99%

with AutoPay

3 or 5

$1k-$50k

Best Personal Loan Overall

Sofi Personal Loans

*Not available in MS.

*6.99%- 21.78%

with AutoPay

2-7 yr

$5k-$100k

Personal Loan Questions & Information on Personal Loans

What is a Personal Loan?

Personal loans are typically short-term loans that range from 6 months, to 7 years to payoff and are issues by personal loan providers such as banks, credit unions, and online lenders.  Personal loans are typically, but not always, fixed-interest rate loans that have a set monthly payment for a set period of time.  Personal loans can be used to consolidate debt such as credit cards, medical bills, and other high-interest debts.  Besides debt and credit card consolidation, personal loans are often used to finance large purchases such as swimming pools and home improvements. Personal loans are also sometimes used to finance life events such as weddings or vacations. Personal loans are typically, but not always, unsecured loans, which means that personal loans are not secured by collateral like a car loan or a home mortgage would be.

What are Personal Loans Used For?

If you are approved for a personal loan, you can use the funds for the personal loan for “personal” reasons, so unless the terms of your specific personal loan have a stated use that the funds must be used for (e.g. pay off credit cards), you may use the funds for the personal loan for any personal reason, such as, but not limited to financing a vacation, financing a wedding, financing a pool or other large purchase, consolidating high-interest debt, consolidating credit cards, etc.  Now, some personal loans may require you to payoff credit cards, consolidate multiple credit cards, or consolidate other debt.  The terms and use of fuds of your specific personal loan will vary from lender to lender and it all will determine on youe specific situation and what type of personal loan you’re approved for.  The uses of your personal loan may depend on your current debt, debt-to-income ratio, income, job, and credit history.  For example, if you apply for a personal loan from Payoff.com in order to consolidate multiple credit cards, you may have to consolidate those credit cards and pay the credit cards off as a condition of that particular personal loan.  However, if debt consolidation is not a condition of the personal loan that you’re approved for, you may use the personal loan funds for any reason that is determined by the personal loan lender or personal loan provider such as financing a vacation, wedding, hot tub, etc. 

Which Personal Loans are Displayed?

*Please understand that the list personal loans that are available on Lendzz.com and the list in this section may not be updated to reflect all of our current personal loan offers. From time-to-time we add new personal lenders to our list above or remove personal lenders from our list of available personal loans if the personal loan lender or personal loan provider stops the availability of their personal loan offer or if either party decide to stop doing business with each other for any reason. *The list of available personal loans and personal loan lenders can change at any time without notice and without this list of personal loans being updated. *As of 2/18/22, are working with the following personal loan lenders, personal loan aggregators, personal loan searching services, and personal loan providers who promote personal loans: Payoff Personal Loans (Payoff.com), UpStart Personal Loans (UpStart.com), UpGrade Personal loans (UpGrade.com), Universal Credit personal loans  (Universal-Credit.com), the SuperMoney Personal Loan Aggregator and Personal Loan Search Engine (SuperMoney.com), Prosper Personal Loans (Prosper.com), Sofi Personal Loans (Sofi.com),  Lavish Financial Personal Loans (LavishFInancial.com), Axos Bank Personal Loans (AxosBank.com) and Monevo Personal Loan Search and Personal Loan Aggregator (lendzz.monevo.us). Please note that we work with the personal loan providers, personal loan aggregators, personal loan search platforms, and personal loan lenders above and we receive affiliate commissions from the personal loan companies listed above.  We strive to keep information up to date, but personal loan amounts, rates, terms, fees, etc., may change at any without notice. Check with the lender first.Please see the affiliate disclosure and advertising disclosure at he footer of this website and on our “disclaimer”, and “terms of service” page.*

Personal Loan FAQs

Personal loans features that may interest you and personal loan frequently asked questions about personal loans that you may want to ask before applying for a personal loan may include, but should not be limited to, common personal loan FAQs such as: 

1. How much money can I get approved for in a personal loan?

Generally, personal loan amounts range from $2,000-$50,000, however, some personal loan providers and personal loan lenders offer personal loan amounts as low as $500 and up to $100,000.

2. What are the credit score requirements in order to get approved for a personal loan?

The answer to that question about personal loans really depends on the type of personal loan that you are applying for and the particular personal loan lender that you’re applying with.  For example, some personal loan offers with very competitive personal loan rates are looking for credit scores of 750+ in order to qualify for a personal loan.  On the other hand, there are less stringent personal loan providers who may offer personal loans to people with a credit score in the 600’s, however, these personal loan lenders typically charge a higher interest rate for extending personal loans to people with lower credit scores.  In short, credit score requirement vary from personal loan lender to lender.

3. What interest rate will I get approved for when I apply for a personal loan or WILL I even get approved for a personal loan? 

Again, that will depend on the personal loan lender and the personal loan provider.  Typically, there is a wide range of interest rates for personal loans.  Some personal aggregator services offer personal loans as low as 3.99% and then as high as 35.99%.  Personal loan interest rates vary greatly and will depend on your credit score, income, debt-to-income, job, time on job, and other factors, depending on the specific requirements of the particular personal loan lender.

4. How long is the term of the personal loan?  

It all depends on the personal loan provider, but typically, personal loan terms range between 2 years and 5 years.  We have seen personal loan terms as short as 6 months and long as 7 years, but again, personal loan terms are typically between 2-5 years, depending on the personal loan lender.

5. Is the personal loan unsecured and a fixed-rate personal loan? 

Most personal loans are unsecured and most personal loans have a fixed-rate of interest, but you ALWAYS want to check with the personal lender BEFORE applying for the personal loan.  Each personal loan lender has different lending programs when it comes to personal loans, so you ALWAYS want to ask the personal loan lender if the personal loan is unsecured and has a fixed-rate BEFORE you apply for a personal loan. 

6. What is the biggest criteria lenders look at when deciding who is approved for a personal loan?  

Typically, your credit score and your credit history will e the biggest factor that the personal loan lenders will look at when deciding if you’re approved for a personal loan.  With that said, each personal loan lender has their own criteria and algorithm and they may also look at your employment, income, debt-to-income, time on job, time in your field, and other factors before determining if you;re approved for a personal loan. 

These personal loan frequently asked questions, among many others, should be asked by borrowers before they apply for a personal loan.  Borrowers should make a list of pros and cons before they get a personal loan and make their own list of personal loan FAQs to ask their specific bank, credit union, online personal loan lender or personal loan provider.

7. Where is a good place to compare personal loans?

There are many great places online to compare personal loans.  We would be happy to assist you with comparing personal loans on Lendzz.com. With that said, there are many great websites available online where one can compare personal loans BEFORE they apply for a personal loan.  If you scroll to the top of this page, there is a personal loan comparison section.

Personal Loan Basics

Personal loans are loans that are typically, but not always, used for personal expenses, such as large purchases, bills, home improvement projects, or debt consolidation. Personal loans are often, but not always, unsecured, meaning they are not backed by collateral like a home or property. Personal loans also tend to have lower interest rates than other types of loans, such as credit cards or payday loans. Personal loans can be taken out from several online lenders, credit unions, banks, or other financial institution. Typically, personal loans have fixed interest rates and monthly payments, but not always. The personal loan terms, features, and fees usually vary from lender to lender.

Personal loan basics may include, but are not limited to, the following information:  People need to know why they’re using a personal loan and what they hope to accomplish by taking out a personal loan.  A personal loan could help you save money if the interest rates, terms, features, and fees are superior to your current method of financing (e.g. credit cards), but it all depends on the circumstances and the personal loan you’re approved for.  The good thing about personal loans is that they are typically, but NOT ALWAYS, unsecured, so you will want to check with the lender before applying for a personal loan.  Personal loans often, but not always, have interest rates that may be more competitive than credit cards.  Again, you will need to check with the personal loan lender BEFORE you apply for a personal loan.

How to Shop for a Personal Loan

If you’re wondering how to shop for a personal loan, you’ll want to use a website that can help you compare multiple personal loan lenders and providers, so you can compare multiple personal loan interest rates. When shopping for a personal loan, you’ll also want to conduct a thorough personal loan comparison of all of the features, fees, terms, and amounts.  Here are a few other things to consider if you’re going to shop for a personal loan:

1. Personal loan terms: The loan term is how long you have to repay the loan, and it can range from a few months to several years. Be sure to compare the terms of each loan offer to see how they stack up.

2. Personal loan fees: Some personal loans come with origination fees or prepayment penalties, which can add to the cost of the loan. Make sure you’re aware of any fees associated with each loan offer so that you can compare apples to apples.

3. Personal loan repayment options: Some personal loans offer flexible repayment options, such as the ability to make additional principal payments or skip a payment if you need some breathing room. These options can be helpful, so be sure to inquire about them when you’re comparing offers.

4. Customer service: Once you’ve taken out a personal loan, you’ll likely have questions about your account or need help with something at some point.

 

Personal Loan Uses

personal loan uses? A personal loan can be used for a variety of things, from consolidate debt to paying for a wedding. Some personal loan uses include: -Debt consolidation: When you have multiple debts, it can be difficult to keep track of everything. A personal loan may be helpful if you’re able to  consolidate all of your debts into one simple, monthly payment. -Here are a few personal loan uses: 

Home improvement: If you’re planning on making some home improvements, a personal loan can be a great way to finance the project. 

Car repairs: If your car needs expensive repairs, a personal loan can help you cover the costs. 

Wedding expenses: If you’re planning a wedding, a personal loan can be used to help pay for things like the venue, catering, and other expenses. 

Vacation: If you’re looking to take an amazing vacation but don’t have the cash on hand, a personal loan can help you finance it. As you can see, there are a variety of personal loan uses. So if you’re in need of some extra cash, consider taking out a personal loan.

Personal loans are a popular and convenient way to finance a wide range of expenses. From medical bills and home renovations to wedding costs and personal debt consolidation, personal loans can be used for just about anything. One of the great things about personal loans is that they often come with low interest rates and flexible repayment terms. This makes them an attractive option for borrowers who have good credit scores but may not qualify for traditional bank loans. So whether you’re looking to finance a major purchase or simply consolidate your debts, personal loans can be a great solution.

Types of Personal Loans

With so many different types of personal loans available online, it’s important to know that each personal loan has its own set of features, terms, rates, and conditions. Here are a few of the most common varieties of personal loans:

1. Unsecured personal loans: This type of personal loan doesn’t require any collateral, which means you don’t have to secure the loan with any property or assets as a basis for approval. With that said, since there isn’t any collateral, unsecured personal loans usually, but not always, have higher interest rates than loans that are secured by property or physical assets

2.Peer-to-peer loan: Peer-to-peer (P2P) personal loans are typically offered on online platforms that find borrowers and match them with investors. P2P loans may be either unsecured or they may be secured, depending on the lender and the online lending platform. Always check whether a personal loan is secured or unsecured before you apply.

3. Debt consolidation loan: Typically, debt consolidation loans are used to consolidate high-interest credit card debt, but they could also be used to consolidate other high-interest debt and more.

There are many different types of loans out there and you should be careful when exploring different loans.  You want to make sure that you get the right loan for you, regardless if that’s a personal loan or not.  For the most part, personal loans can be a good tool to consolidate debt if you’re able to save by consolidating all of your high-interest debt into one lower monthly payment. Still, you will want to make sure that you’ve done your due diligence and compare multiple personal loans BEFORE you apply for a personal loan.  You can compare multiple personal loan providers online and compare the different personal loan rates, terms, fees, features, etc.

*Personal loan rates, terms, amounts, features, and ratings are subject to change daily. Lendzz.com strives to keep information up to date, however, information posted on this site may not always reflect the information on the personal loan provider’s site. Make sure you check the personal loan provider and/or lender’s website for the current rates, terms, amounts, and features before applying. All products/services are presented without warranty. *Personal loan Rate and Terms Disclosure: All borrowers must be at least 18 years of age. Rates for the various loans and personal loans provided by lenders and providers for whom which Lendzz LLC is an affiliate and are displayed on the website Lendzz.com have rates from 2.99%-36% APR with terms from 12 to 120 months, however, rates and terms are subject to change without any notice. always check the personal loan lender/provider for current personal loan rates and terms. A.P.R. stands for the the annual percentage rate and refers to the annual interest rate charged to the borrower for a personal loan. The actual and final APR will vary. Typically, online personal loan lenders will offer an APR somewhere between 6% and 35.99%*, but these numbers may vary and are subject to change without notice. The APR any any specific borrower(s) loan will depend on various factors such as, but not limited to, credit history, credit score, income, financial and employment history.* Rates presented include lender discounts for enrolling in various programs such as autopay and/or loyalty programs, if applicable. Actual and final rates may be different from advertised/displayed rates depending on the lender and/or provider’s specific criteria, which include, but are not limited to credit score, term, loan amount, credit history, debt to income ratio, credit usage, and other factors.. All final rates will be determined by the lender and must be agreed upon between the borrower(s) and the borrower’s chosen lender, The lowest rates that are advertised/displayed typically require excellent credit and may be reserved for specific loan terms and/or loan purposes. A possible example of total costs may be assuming an hypothetical loan of $10,000 over 36 months at a fixed rate of 10% would result or be equivalent to $11,616.12 over the 36 month term and life of the hypothetical personal loan. Any associated fees are agreed upon between the borrower(s) and the lender. Receiving pre-qualified rates does not guarantee that any specific lender will extend you an offer of credit. Loan aggregators simply present options and cannot guarantee that offers of credit will be extended by lender. Important information regarding opening a new account: In order to assist the federal government fight the potential funding of terrorism and money laundering, federal law requires financial institutions to verify, obtain, and record info. that identifies each person that opens an account, What that means for you: When you open an account, we will ask you for your name, address, dob, and other info. that could help us identify you. We could also ask to see your drivers license and other docs. In regards to personal loan costs, for example, a 3 year, $10,000 personal loan with an interest rate of 11.74% and a 5% origination fee for an annual percentage rate (APR) of 15.34% APR. You would actually receive $9500 and make 36 scheduled monthly payments of $330.90. If you were to copy this example, however, apply it to a 5 year term loan, the 5 year personal loan for $10,000 would have an interest rate, for example, of 11.99% and a 5% origination fee with a 14.27% APR. In this hypothetical scenario, you would receive $9500 and make 60 scheduled monthly payments of $222.39. Typical personal loan rates range from 4.95% to 35.99%, however, some of the personal loan Typically, but not always, aggregators search a wide variety of lenders and could discover and offer personal loans ranging from 2.95% to 35.99% APR. Eligibility for personal loans is not guaranteed and requires borrowers to meet certain income, employment, and credit requirements. Links to third party sites are provided for your convenience and do not constitute an endorsement. information about Fair Credit Lending Laws such as, but not limited to, the Equal Credit opportunity Act and Fair Credit Reporting Act can be found in our Terms of Service and Disclaimer page. Check with each lender before applying, as rates can change at any time.