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Compare the features and benefits of certificate of deposit accounts.



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CD Account Articles

Find articles on CD accounts and personal finance. *Articles/Posts are for informational purposes only and are not financial advice.

Best 12-Month CD Rates of December 2020

Often, 12-month CD rates are significantly higher than rates for shorter-term CDs. If you don’t want to tie up your money for several years, but you want to earn a […]

Best 3-Year CD Rates of December 2020

Three-year CDs can earn higher APYs than short-term CDs. However, APY is not the only feature to consider when shopping for a CD. Here are some other factors to consider […]

The Best CD Rates 2020

How to Choose a CD Banks and credit unions offer CDs in a wide range of terms and types. While APY may be the main factor in play when shopping […]

Why You Should Build a CD Ladder Now — and How to Do It

Image source: Getty Images Fed up with your savings account APY dropping? Try this instead. 2020 has a lot of us yearning for a little stability, and this is especially […]

The best CD rates of November 2020

Alyssa Powell/Business Insider Table of Contents It indicates an expandable section or menu, or sometimes previous / next navigation options. The best CD rates for November 2020 CD rates at […]

There are risks and rewards with CDs — here’s how to decide if you should open one

Opening a CD could be worth it as they often offer higher interest rates than savings accounts. Carlina Teteris/Getty Images Personal Finance Insider writes about products, strategies, and tips to […]

A CD ladder can help you grow your money without the risks of the stock market

CDs generally do not allow penalty-free withdrawals until the maturity date. FG Trade/Getty Images Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with […]

Synchrony Bank pays high interest rates on CDs, but you’ll need a $2,000 minimum deposit

Synchrony; Alyssa Powell/Business Insider Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. We may receive a small commission from our […]