Affiliate Disclosure and Disclaimer

DISCLAIMER
 
Last updated October 01, 2019
 
 
WEBSITE DISCLAIMER
 
The information provided by Lendzz LLC (“we,” “us,” or “our”) on lendzz.com (the “Site”) and our mobile application is for general informational purposes only. All information on the Site and our mobile application is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site or our mobile application. UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE SITE OR OUR MOBILE APPLICATION OR RELIANCE ON ANY INFORMATION PROVIDED ON THE SITE AND OUR MOBILE APPLICATION. YOUR USE OF THE SITE AND OUR MOBILE APPLICATION AND YOUR RELIANCE ON ANY INFORMATION ON THE SITE AND OUR MOBILE APPLICATION IS SOLELY AT YOUR OWN RISK.
 

 

EXTERNAL LINKS
DISCLAIMER

 

 

 

The Site and our mobile application may contain (or you may be sent through the Site or our mobile application) links to other
websites or content belonging to or originating from third parties or links to
websites and features in banners or other advertising. Such external links are
not investigated, monitored, or checked for accuracy, adequacy, validity, reliability,
availability, or completeness by us. WE DO NOT WARRANT, ENDORSE, GUARANTEE, OR
ASSUME RESPONSIBILITY FOR THE ACCURACY OR RELIABILITY OF ANY INFORMATION
OFFERED BY THIRD-PARTY WEBSITES LINKED THROUGH THE SITE OR ANY WEBSITE OR
FEATURE LINKED IN ANY BANNER OR OTHER ADVERTISING. WE WILL NOT BE A PARTY TO OR
IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES.

 

 

 

 

 
AFFILIATES DISCLAIMER
 
The Site and our mobile application may contain links to affiliate websites, and we receive an affiliate commission for any purchases made by you on the affiliate website using such links. Our affiliates include, but are not limited to the following:
 
  • Awin (Affiliate Window)
  • Amazon
 
  • CJ Affiliate by Conversant
 
  • Clickbank
 
  • eBay Partner Network
 
  • FlexOffers
 
  • MaxBounty
 
  • Rakuten Affiliate Network
 
  • ShareASale
 
  • MaxBounty
 
  • Impact
 
  • Performcb
 
  • Fintelconnect
 
  • Partnerstack
 
  • Leadsgate
 
 
We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn advertising fees by linking to Amazon.com and affiliated websites.  Amazon Disclaimer.
 
 

 

 

 

 

TESTIMONIALS DISCLAIMER

 

 

 

 

The Site may contain testimonials by users of our products and/or services. These testimonials reflect the real-life experiences and opinions of such users. However, the experiences are personal to those particular users, and may not necessarily be representative of all users of our products and/or services. We do not claim, and you should not assume, that all users will have the same experiences. YOUR INDIVIDUAL RESULTS MAY VARY. 
 

 

The testimonials on the Site are submitted in various forms such as text, audio and/or video, and are reviewed by us before being posted. They appear on the Site verbatim as given by the users, except for the correction of grammar or typing errors. Some testimonials may have been shortened for the sake of brevity where the full testimonial contained extraneous information not relevant to the general public.

 

 
The views and opinions contained in the testimonials belong solely to the individual user and do not reflect our views and opinions. We are not affiliated with users who provide testimonials, and users are not paid or otherwise compensated for their testimonials.

 

 
 
This disclaimer was created using Termly’s Disclaimer Generator.

 

Additional Affiliate Disclosure and Disclaimer:

 

Lendzz LLC, Lendzz.com, Lendzz, is an independent lead generation, affiliate marketing, referral, and comparison service.  LLendzz LLC, Lendzz.com, Lendzz, is not a banker, lender, financial advisor, real estate agent, insurance company, or broker. Lendzz LLC, Lendzz.com, and Lendzz, may receive compensation for sponsored affiliate placements and referrals and this compensation may affect how, where, and in what order products and services appear.  All information is presented without warranty and we cannot guarantee that it will be accurate, and all information is subject to change at any time without any notice. Lendzz LLC, Lendzz.com, Lendzz D.B.A. Lendzz, is not and will not be responsible for third-party products, websites, services, endorsements, reviews, recommendations, etc. All logos, trademarks, products, and company names are trademarks or registered trademarks of their respective holders and Lendzz LLC, Lendzz.com, Lendzz, using their logos, etc., does not suggest nor signify an endorsement, affiliation, or sponsorship of their company by Lendzz LLC, Lendzz.com, or Lendzz. The information presented in this website, blog, vlog, advertisements, on social media, and on any other medium is NOT legal, financial, lending, or real estate advice and should NOT be taken as such.  All information and content presented are for informational purposes only. Users are responsible for their own decisions, purchases, and the outcomes, or lack of outcomes, from their decision and purchases.

Personal Loan Disclaimer:

*Personal loan rates, terms, amounts, features, and ratings are subject to change daily. Lendzz LLC, Lendzz.com, Lendzz, strives to keep the information up to date, however, information posted on this site may not always reflect the information on the personal loan provider’s site. Make sure you check the personal loan provider and/or lender’s website for the current rates, terms, amounts, and features before applying.  All products/services are presented without warranty.

*Personal loan Rate and Terms Disclosure: Rates for the various loans and personal loans provided by lenders and providers for whom which Lendzz LLC, Lendzz.com, Lendzz, is an affiliate and are displayed on the website Lendzz.com have rates that typically, but not always, range from 2.99%-39% APR with terms from 12 to 120 months, however, rates and terms are subject to change without any notice.  Always check the personal loan lender/provider for current personal loan rates and terms. Rates presented include lender discounts for enrolling in various programs such as autopay and/or loyalty programs, if applicable.

Actual and final rates may be different from advertised/displayed rates depending on the lender and/or provider’s specific criteria, which include, but are not limited to credit score, term, loan amount, credit history, debt to income ratio, credit usage, and other factors..  All final rates will be determined by the lender and must be agreed upon between the borrower(s) and the borrower’s chosen lender, The lowest rates that are advertised/displayed typically require excellent credit and may be reserved for specific loan terms and/or loan purposes. Any associated fees are agreed upon between the borrower(s) and the lender.  Receiving prequalified rates does not guarantee that any specific lender will extend you an offer of credit.  Loan aggregators simply present options and cannot guarantee that offers of credit will be extended by lenders. Please read the full Advertising Disclaimer/TOS.

*Personal loan rates, terms, amounts, features, and ratings are subject to change daily. Lendzz LLC, Lendzz.com, Lendzz, strives to keep the information up to date, however, information posted on this site may not always reflect the information on the personal loan provider’s site. Make sure you check the personal loan provider and/or lender’s website for the current rates, terms, amounts, and features before applying.  All products/services are presented without warranty.

Lendzz LLC, Lendzz.com, Lendzz, is an affiliate and may receive affiliate commissions from several companies including, but not limited to, Prosper.com, Sofi.com, Bankrate.com, UpGrade.com, Payoff.com, EvenFinancial.com, Monevo.com, Lendvious.com, SuperMoney.com, CreditKarma.com, CreditSesame.com, Experian.com, ReferralExchange.com, JacksonHewitt.com, and several other real estate, credit, lending, banking, and other financial companies. Lendzz LLC, Lendzz.com, Lendzz, is an independent lead generation, affiliate marketing, referral, and comparison service.  Lendzz LLC, Lendzz.com, Lendzz, is not a lender or broker. Lendzz LLC, Lendzz.com, and Lendzz, may receive compensation for sponsored affiliate placements and referrals and this compensation may affect how, where, and in what order products and services appear.

All personal loan information is presented without warranty, and the APR, rates, terms, amounts, and other personal loan information are not binding in any way.  Annual percentage rates, loan amounts, loan terms, and other information are based on public information, the information provided by borrowers/users, and by banks, personal loan lenders, credit unions, government offices, and other financial institutions.

Personal loan lenders and personal loan providers provide personal loans and set rates based on a number of factors and personal loan rates can change at any time without notice.  The estimated starting personal loan rates and/or estimated ending personal loan rates advertised on our site may not be accurate and may not reflect the actual rates that the lenders are charging.  We strive to keep the information up to date, but banks, personal loan lenders, credit unions, government offices, and other financial institutions, may change rates at any time without notice and our advertised rates may not be up to date due to those changes.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited.

The user acknowledges that by accessing and using our site, you are bound to the site’s terms and conditions. This Fair and Responsible Lending Policy is created in an effort to provide the user with valuable information regarding their rights as a consumer and/or borrower and practices that may be applicable to some of our partners and lenders we refer business to. This content, however, is not designed to be legal advice and should not be taken as such. Any issues or questions with lending policies should be directed to the lender directly.

Lendzz LLC, Lendzz.com, Lendzz, is not a personal loan lender, broker, or bank and does not broker loans to lending partners, nor do we make personal loans or credit decisions. We simply submit and provide information on our website with an affiliate link that redirects the user to the lender, bank, personal loan aggregator, or financial institution. We submit the information you provide us to the lending partners in our database who may use a soft credit check(s) to assess your eligibility for a personal loan and may then provide pre-qualified loan offers. The amount and terms of any personal loan made will depend on the lending partner, your creditworthiness, and your state’s laws. There is no guarantee whatsoever that you will be presented with any personalized personal loan offers, or that you will qualify for the rates, terms, fees, amounts, or features displayed on our website or blog posts. If you were to receive a personal loan offer from one of our lending partners it would be imperative that you review each lender’s terms and conditions before continuing with a personal loan application and at the point of personal loan application, you may be subject to a full credit check.

Fair lending laws are intended to protect customers by prohibiting unfair and discriminatory practices.

The Equal Credit Opportunity Act (ECOA): The ECOA prohibits discrimination based on race or color, marital status, religion, nationality or national origin, gender, age (as long as you’re legally able to enter into a contract), income derived from public assistance programs, and the applicant’s exercise of any right under the Consumer Credit Protection Act. This act applies to the extension of credit.

  • Fair Credit Reporting Act (FCRA): FCRA is intended to promote correctness, fairness, and confidentiality of information in Consumer Reporting Agency files by requiring the agencies to furnish correct and whole information to businesses when a consumer’s information is being evaluated for insurance, credit, or employment. Under the FCRA, consumers have the right to:
    • Know the information within their credit file
    • Be informed if information in their file has been used against them
    • Dispute incomplete or erroneous data in their file
    • Receive one disclosure at no cost every 12 months upon request from each nationwide credit bureau and from nationwide specialty consumer reporting agencies
    • Request a credit score from consumer reporting agencies for a fee
    • Limit access the consumer’s file to people with a valid need for access
    • Limit unsolicited offers of credit and be provided with opt-out rights of such communications.
  • The Truth in Lending Act (TILA): TILA is intended to promote knowledgeable use of consumer credit by requiring written disclosures regarding terms, costs, and fees of loans before a consumer takes responsibility for the loan. This act additionally provides consumers the right to withdraw from certain credit dealings involving a lien on the consumer’s dwelling, provides a means for just and timely resolution of credit billing disputes, and regulates credit card practices. Note, that this Act does not mandate the charges that may be imposed for consumer credit. The lenders in Monevo’s network are required to provide consumers with clearly written and discernable interest rates, late fees, and any other fees that may be connected with their loan before loan documents are fully executed.
  • Americans With Disabilities Act (ADA): This Act prohibits discrimination against qualified individuals with disabilities by ensuring that these individuals have equivalent access to goods and services offered by private businesses.

Disclaimer: Click or Read Below 

 

In no event will Lendzz LLC, Lendzz.com, Lendzz or any of its owners, managers, partners, agents, officers, or affiliates be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website or through losses incurred by using any of the products or services referred, reviewed, leads generated, or products/services we link to.

Through Lendzz.com, you are able to link to other websites which are not under the control of Lendzz.com. We have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them. Lendzz.com has financial relationships with many of the product/service providers shown on the website, and Lendzz.com may be compensated if consumers choose to apply for these links in the content, and ultimately sign up for them, use them, provide leads for them, or purchase them.

Product/service listings on this site DO NOT imply any type of endorsement, even if they’re reviewed. Lendzz LLC, Lendzz.com, and Lendzz are not loan providers or brokers and we do not offer loans directly to end users. Lendzz LLC allows customers to match with lending institutions and/or aggregators or brokers, who may or may not extend a loan or credit. The approval of loans will be determined by the loan providers and NOT by Lendzz.com.

Loan requests submitted through forms or links on our website do not constitute a loan application, but merely an affiliate referral, which will ultimately be decided upon by a lending institution that is separate from Lendzz.com. We cannot and will not guaranty or warrant that you will be approved for a loan or that you will be offered a loan, credit card, or any form a loan or credit.

Lendzz.com is an affiliate marketing, publishing, and lead generation company. Lendzz.com receives compensation for products and services placed and rated on our site and this compensation may effect the order, rank, rating, etc. that these affiliate products/services receive. Product and services rates, terms, prices, etc. may change at any time without notice. Users are responsible for checking on their own.

Users must by 18 years of age or older and should always check with the vendor providing the product or service before purchasing. All products and services are offered without warranty. Users must agree to our privacy policydisclaimer, and terms of service before using our services. The information shared does not constitute banking, business, financial, legal, real estate or professional advice, and should not be treated as such.